Why Use This CAGR Calculator
Understanding your investment return is essential for evaluating performance. This CAGR calculator helps you:
- 💰 Calculate Annualized Return — see your average annual growth rate.
- 📊 Understand Total Return — see your overall percentage gain.
- 📈 Visualize Your Growth — see your investment growth over time.
- 🔁 Compare Investments — use CAGR to compare different investments.
- 📜 Track Your History — save, review, and export past calculations.
- 🔒 100% Private — all calculations run locally.
CAGR Formula Used by This Tool
CAGR = (Final Value / Initial Value)^(1 / Years) − 1
Total Return = (Final Value − Initial Value) / Initial Value × 100
Total Gain = Final Value − Initial Value
Where:
- Initial Value = Starting amount
- Final Value = Ending amount
- Years = Time period in years
- Compounding Frequency = How often returns are compounded (annual, semi‑annual, quarterly, monthly, daily)
How to Use This CAGR Growth Rate Calculator
- Select your account currency from the picker in the site header.
- Enter your initial value (starting amount).
- Enter your final value (ending amount).
- Enter the time period in years.
- Select your compounding frequency.
- View your results instantly — see your CAGR, total return, and total gain.
Frequently Asked Questions
What is CAGR?
CAGR stands for Compound Annual Growth Rate. It’s the annualized rate of return that would be required for an investment to grow from its initial value to its final value over a specific time period.
What is the CAGR formula?
CAGR = (Final Value / Initial Value)^(1 / Years) − 1. This gives you the average annual growth rate over the time period.
What is the difference between CAGR and average return?
Average return is the arithmetic mean of annual returns. CAGR is the geometric mean, which accounts for compounding and gives a more accurate picture of investment growth over time.
Can I use this calculator for any investment?
Yes — use it for stocks, mutual funds, crypto, real estate, or any investment where you have start and end values.
Is my data stored anywhere?
No. All calculations run locally in your browser. History and presets are saved in your browser’s localStorage — nothing is sent to a server.